Indian Overseas Bank LBO Syllabus 2026 Check Exam Pattern

Indian Overseas Bank (IOB) has released the IOB LBO Syllabus 2026 along with the official Local Bank Officer (LBO) Recruitment 2026-27 notification for 250 vacancies in Junior Management Grade Scale-I (JMGS-I). The notification, issued under Advt. No. HRDD/RECT/02/2026-27, was released on 7 August 2026. Candidates preparing for the examination should understand the complete IOB LBO Exam Pattern, section-wise marks, negative marking, Language Proficiency Test (LPT), Interview weightage and subject-wise syllabus. This article provides the complete IOB LBO Syllabus 2026, exam pattern and selection process details.

Exam Overview

Exam Details

IOB LBO Selection Process 2026

As per the official notification, the Indian Overseas Bank LBO Recruitment 2026 selection process consists of the following stages:

1. Online Examination: An objective test consisting of 140 questions for 200 marks across four sections. The examination is conducted with separate sectional timing.
2. Language Proficiency Test (LPT): Applicable to candidates who have not studied the local language of the applied state as a subject in Class 10 or Class 12. Candidates who fail the LPT will not proceed further in the selection process.
3. Personal Interview: The interview carries 100 marks and candidates are required to secure the prescribed minimum qualifying marks.

IOB LBO Exam Pattern 2026

Online Examination Pattern

The IOB LBO Online Examination consists of 140 objective-type questions carrying a total of 200 marks. The examination is conducted for a total duration of 3 hours with separate sectional time limits.

IOB LBO Negative Marking 2026

• 0.25 marks will be deducted for each wrong answer in the online examination.
• Candidates should attempt questions carefully to avoid unnecessary loss of marks.

Language Proficiency Test (LPT)

Candidates who have not studied the local language of the state for which they have applied as a subject in Class 10 or Class 12 must qualify the Language Proficiency Test (LPT) before appearing for the Personal Interview.

The LPT is a qualifying stage only and does not carry marks towards the final merit list. Candidates who fail to qualify the LPT will not proceed to the next stage of the selection process.

The local languages applicable to the recruitment states are:

• Tamil Nadu
• Karnataka
• Maharashtra
• Gujarat

Personal Interview

The final merit weightage is 80:20 between the Online Examination and Personal Interview respectively.

IOB LBO Syllabus 2026: Subject Wise Topics

Note: The topic list below follows the standard IOB LBO section-wise syllabus pattern used in the previous recruitment cycle. Candidates should cross-check the detailed topics with the official IOB LBO Notification 2026 PDF once the detailed syllabus annexure is verified.

1. English Knowledge

• Cloze Test
• Sentence Rearrangement
• Fill in the Blanks
• Reading Comprehension
• Error Detection
• Grammar Usage
• Synonyms and Antonyms

2. General / Economy / Banking Awareness

• Financial Institutions in India
• Government Schemes and Policies
• Banking Terms and Concepts
• Current Affairs - Last 6 Months
• RBI Functions and Monetary Policy
• Static General Knowledge
• Indian Economy and Budget

3. Reasoning and Computer Aptitude

• Internet and Networking Basics
• MS Office
• Coding-Decoding
• Puzzles and Seating Arrangement
• Input-Output
• Data Sufficiency
• Blood Relations
• Syllogism
• Statement and Argument
• Operating Systems and Keyboard Shortcuts

4. Data Analysis and Interpretation

• Data Sufficiency
• Caselet DI
• Probability
• Time and Work
• Permutation and Combination
• Percentage and Ratio-based Problems
• Data Interpretation - Tables, Pie Charts, Line Graphs and Bar Graphs

Important Links

• Official Website

Before Applying

Please verify the official notification for complete eligibility, age limits, education qualification, fee rules, and other terms before submitting the online application.